Best Certificate of Deposit Rates: A Guide to the Different Types of CD Accounts and APY
Are you looking to start a savings account with a good yield? Perhaps the best place to get started is with an online bank. They are better able to offer the best certificate of deposit rates since they operate primarily online and don’t have physical branches to finance. CDs are often considered to be the “next level” up after a savings account. However, you will be required to keep your funds locked up for a set period of time. Depending on the bank, there might or might not be a penalty for an early-withdrawal.Top Savings Accounts: A Guide to Online Banks and the Best Savings Opportunities
There is no need to start a savings account with a traditional bank. There are many online banks that offer better savings options for people of all ages. Regardless of your goal, you should consider signing up for one of the top savings accounts online. Some of these banks will do more than just allow you to save your money – they will help you get an interest rate on your money and help you “build” your account.Support the Arts and Make Money: Invest in Art
Investing in art can be fun, satisfying and lucrative. It is a different kind of investment. And it’s not boring!Habits and Your Financial Health
There is a saying “you are what you eat”. There is another saying that is equally as important – “you are a product of your habits”. Using an analogy of an ocean liner – how would you steer it to change course in a meaningful way? Very slowly but consistently.Top Rated Money Market Accounts: Understanding How MMAs Work and Which Bank to Choose From
A “money market account”, or MMA, is a low-risk savings solution offered by credit unions and banks. Unlike with personal savings accounts, banks can actually invest the money from MMAs in other places such as bonds and CDs. The places they invest in are very low-risk, making the investment from the customers purchasing the MMA very low-risk itself. Investing in the top rated money market accounts is worthwhile since you will receive a better interest rate than you typically would with a savings account.