What To Know As A First Time Home Buyer In California




Why Will You BUY A Home?

Although, we consider, owning a home, of one’s own, to be a major component of the so – called, American Dream, few consider, why it is, and whether, it is relevant, to their personal dreams, needs, and best – interests! Before anyone should begin the process, the first thing, to do, should be, to realistically, consider, their personal reasons, and why, they want to BUY a house. This should be a realistic, thorough, process, which includes, many relevant factors, including, but not limited to, their personal needs, goals, priorities, and perceptions, financial capabilities, family issues, employment factors, transportation considerations, safety, schools,…

Overcoming The FEAR of Buying A First Home

We often discuss, many of the challenges, of buying, a home, of own’s own, especially, for the first – time! Obviously, it’s essential to begin with one’s needs, goals, and priorities, as well as perception, and future needs, and considerations, Then, one must prepare, effectively, for a wide variety of financial considerations, so as, to avoid becoming, house – rich, but overly stressed, etc! Things, such, as a potential home’s area, location, neighborhood/ neighbors, actual block, schools, transportation, and other conveniences, must be factored in.

Determining, Where You Want To LIVE

As a Real Estate Licensed Salesperson, in New York State, for over a decade, I have come to recognize, a large percentage of qualified, potential buyers, often, overlook the bigger, relevant, meaningful picture, and focus on fewer factors, including costs, prices, etc. It’s important, for potential homeowners, to step – away, for a moment, and pay keen attention, to, where, and why, they want to LIVE somewhere, specifically! With that in mind, this article will attempt to, briefly, consider, review, and discuss, using the mnemonic approach, what this means and represents, and how, it’s so relevant, to whether, one might, actually, fully…

Is There A Perfect Time, To Buy, A House?

As someone, who has been a Real Estate Licensed Salesperson, in the State of New York, for over a decade, as well as having, also, had a considerable degree of experience, in financial sales and advising, as a financial planner, and Registered Representative, Supervisor, Manager, and executive, I have often, been asked, when/ if, there is a perfect time, to buy. Whether this is related to buying stocks, bonds, or other investments, or buying a home, the attempt to market – time, has rarely worked, consistently. While, with other investment, a disciplined approach, works best, in most cases, in buying…

Home Buying: Prepare To Be CREDIT – Worthy

Since the vast majority of homeowners, especially, of first – time ones, use a mortgage, as a major component, in having the necessary funds, needed to purchase a particular property, common sense should indicate, it’s essential to ensure your CREDIT is of a quality, which makes you credit – worthy, and capable of qualifying, for the necessary financing. Buying a house, is a complex, complicated, important process, which, for most people, represents, not only a place to live, but their single – biggest, financial asset. With that in mind, this article will attempt to briefly examine, consider, and review, using the mnemonic…

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